Life Doesn’t Wait.
From surprise bills to payday gaps, we’ve got your back.
Apply online or visit us — no credit checks, no delays.
Neither Should Your Loan.
Who We Are
At Payday Loan Direct, we offer fast, no-hassle payday loans and financial services built on trust. Whether you’re applying online or walking into our Oshawa location, we’re here to help — no credit checks, just real support when you need it most.
Trusted by Thousands in Oshawa Since 2019
Our Services
From quick loans to everyday essentials, we offer everything you need — all in one place. Explore our full range of trusted services below.
Cheque Cashing
Skip the bank holds. Walk in with a cheque, walk out with cash.
Payday Loans
Get approved in minutes with no credit check — online or in person.
Money Transfers
Send money locally or worldwide with Western Union, RIA, or MoneyGram.
Cash for Gold
Bring in your gold and valuables — we pay top dollar, instantly.
Passport Photos
Fast, walk-in passport and ID photos — guaranteed government approval.
Bitcoin ATM
Buy or sell Bitcoin instantly from our secure in-store ATM.
Send packages across town or the world, reliably and affordably.
Courier Service
How it Works
1. Apply - Online or Walk
2. Upload Docs - ID, Paystub, & Bank Statement
3. Get Paid - Cash in Hand or e-Transfer in 1 hr
Get approved in 3 Simple Steps.
What people are saying
If you’re trying to decide where to go for Ria or MoneyGram services, this is the place to choose.
Sarita Steward
Oshawa, ON
Overall, my experience with Payday Loan Direct was positive. I would highly recommend Payday Loan Direct to anyone in need of a short-term loan.
Dev Dave
Whitby, ON
Offered the highest price in Durham for selling old gold jewelry. The payday advance process was also quick and hassle-free.
Ozlo Darwin
Whitby, ON
Contact Us
📍 Address: 129 King St E Unit 2, Oshawa, ON L1H 1C2
📞 Phone: 905-436-0000
📧 Email: info@paydayloandirect.ca
🕐 Hours:
Mon–Fri: 10AM – 7PM
Saturday: 10AM – 5PM
Sunday: Closed